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Terms of Service

Last updated: May 28, 2026

Please read these Terms of Service ("Terms") carefully before using Prosper Assistant ("the Service") operated by Prosper Assistant ("we", "us", or "our") at prosperassistant.online.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not use the Service.

1. Use of the Service

Prosper Assistant is an AI-powered business management tool designed for small and medium enterprises (SMEs). You may use the Service to:

2. Account Registration

To use the Service, you must create an account using Google Sign-In, a phone number, or an email address and password. You are responsible for:

3. User Data and Business Information

You retain full ownership of all business data you input into Prosper Assistant, including customer information, invoices, and sales records. By using the Service, you grant us a limited license to store and process this data solely for the purpose of providing the Service to you.

4. Acceptable Use

You agree not to use the Service to:

5. Email Communications

When you use Prosper Assistant to send invoices or payment reminders, you confirm that:

6. Service Availability

We strive to maintain high availability of the Service, but we do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue the Service at any time with reasonable notice.

7. Limitation of Liability

To the maximum extent permitted by law, Prosper Assistant shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service, including but not limited to loss of profits, data, or business opportunities.

8. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, express or implied. We do not warrant that the Service will be error-free or that AI-generated responses will always be accurate. You should verify all financial information independently.

9. Intellectual Property

The Prosper Assistant name, logo, and all related software are the property of Prosper Assistant. You may not copy, modify, or distribute any part of the Service without our explicit written permission.

10. Termination

We reserve the right to suspend or terminate your account if you violate these Terms. You may also delete your account at any time by contacting us at support@smartbloomai.online.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without regard to its conflict of law provisions.

12. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms. We will notify users of significant changes via email or an in-app notice.

13. Contact Us

If you have any questions about these Terms, please contact us at:
support@smartbloomai.online